NYU Grossman School of Medicine provides students with a comprehensive health insurance plan and generous benefits through UnitedHealthcare. This includes emergency care, hospitalization, specialty care, physical therapy, prescriptions, and care received when you are away from campus.

NYU Langone Health covers the full cost of the UnitedHealthcare premium (annual cost to enroll) for individual medical and prescription coverage for all medical students enrolled at NYU Grossman School of Medicine. If you wish to enroll your spouse, domestic partner, or child on your medical and prescription plan, you are responsible for paying the incremental annual cost for each additional dependent.

Insurance Enrollment

All Registered students, are automatically enrolled in individual medical and prescription coverage.

This benefit cannot be waived. You must take action by the annual enrollment deadline only if you wish to enroll dependents on your medical and prescription coverage or if you would like to enroll yourself or eligible dependents in dental coverage.

The UnitedHealthcare dependent enrollment form and dental plan enrollment website can be accessed on the Benefits Portal (Kerberos ID and password are required) under the tab labeled Enroll in Your Benefits.

Medical and Prescription Benefits

In-network benefits for healthcare services are provided at the highest level of coverage available. If you receive treatment from nonparticipating providers, your out-of-pocket expenses are higher.

You can access medical and mental health providers within the UnitedHealthcare Choice Plus Network, which is a broad national network. NYU Langone psychologists and psychiatrists are included in the plan’s network, providing medical students and dependents with expanded care to support emotional wellbeing.

Optional Dental Benefits

Optional dental insurance through Cigna Dental Care HMO is offered to Medical Students. There are no changes to the dental plan design, and it will be the responsibility of the medical student to pay the full cost of the annual premium. Cigna Dental Care HMO covers up to four diagnostic or preventive oral evaluations each year with an in-network dentist, as well as specialty dental care with a referral to network-specialty periodontists or oral surgeons.

Vision Plans

Medical students have the option to enroll in individual vision plans VSP. The vision plan options provides an annual comprehensive eye exam and contact lens or frame allowance. Students are able to review plan options, including coverage details, out-of-pocket costs and premiums, find an eye doctor, and enroll at any time by visiting vspdirect.com. If you have any questions or need assistance, contact VSP directly at 1-800-785-0699.

Medical students of NYU Grossman School of Medicine can receive a 10 percent discount on several elective out-of-pocket procedures at the NYU Langone Eye Center, including refractive surgery (PRK or LASIK), contact lens fittings, and contact lenses. The optical store at Preston Robert Tisch Center for Men’s Health also offers medical students package deals on frames and lenses ranging from $80 to $250. You can be fitted for and purchase the latest prescription eyewear including eyeglasses, sunglasses, and optical accessories.

Benefit Plan Details

Medical and dental plans on the Benefits Portal (a Kerberos ID and password are required) by selecting the Learn About Your Options tab.

Long-Term Disability Insurance

All students are automatically enrolled in a disability insurance plan that pays a monthly benefit in the event of a disability caused by illness or injury. This coverage is offered through Med Plus Advantage and sponsored by the American Medical Association. Learn more about the Medical Student Group Disability Insurance Policy.

Insurance Premiums and Coverage Dates

The premiums listed are what you pay up front to enroll in the benefits plans NYU Langone Health offers. Please note that these are not the only costs that are associated with the care you receive. When you or your dependent receive care, you may be subjected to deductibles, coinsurance, and copayments, which represent the share of cost you are responsible for paying out of your own pocket.

UnitedHealthcare Annual Insurance Premiums 2024–2025

Student only	$0 (covered by NYU Langone Health
Student and spouse	$6,378
Student and one child	$6,378
Student, spouse, and one child	$12,756
Student and two or more children	$12,756
Student, spouse, and two or more children	$19,134

Cigna Dental HMO Annual Premiums 2024–2025

Student only	$153.72
Student +1 Dependent	$263.76
Student and family	$395.52

Benefit Coverage Dates

For students who commenced program on or after July 1, 2023, medical/prescription and dental coverage is effective July 1, 2024–June 30, 2025.

For students who commenced program prior to July 1, 2023, medical/prescription and dental coverage is effective August 1, 2024–July 31, 2025.

Contact Us

For inquiries regarding your medical student health insurance enrollment, contact the NYU Langone Health Human Resource Department at 212-404-3787, or nyulmcbenefits@nyulangone.org